Welcome to the new age of Benefits Management

Why We're Better

Welcome to the new age of Benefits Management

Why We're Better

Technology Meets Human Resources

Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.

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Our Team

We're not your average brokers. And that's a good thing.

Sam Wheeless

Client Manager

Early years: Down on the farm 

Born and raised in Maryland, Sam has lived in Baltimore and Monkton, where she grew up on a horse farm. Ah, the days of swimming and horseback riding! Don't fool yourself, though. The two sports take a lot of discipline and commitment, which Sam put to good use during her Business Management studies at Loyola University. As if that wasn't enough of a workload, this go-getter also seamlessly juggled college life and earning her BAA with work as a manager at a Mexican restaurant! ĦAy, caramba!

What we know about Sam: Her interests get interesting! 

Prior to joining EBS, Sam was an account manager at The Warner Companies. She is an animal lover who volunteers at Baltimore County Animal Services. Sam loves memoirs (especially those written by David Sedaris). Not enough for you? She also makes a mean veal marsala! Sam enjoys cooking, trying out new restaurants, hiking and going to Spin class. Her love of high heels sends her tall frame into the clouds! Just don't talk to her before she's had her morning diet coke - Sam is so not a morning person!

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Fun Facts

Travel Notes. I got my ears pierced in Brazil and traveled to Spain, Portugal, Morocco and Costa Rica last year.

Big Lug. I love big dogs (Rottweilers, Pit bulls, you name it)!  

When Holidays are Beastly. My last dog was a Rottweiler named Merry Christmas (We called her Chrissy).

More Team Members

Hope Gaddy

Client Manager

Early Years:

Go! Fight! Win! 

Hope thrives on competition. Growing up in Howard County, Maryland, she swam on the swim team for nine years, and she was a competitive cheerleader from first grade through high school. She then attended the University of Louisville, where Hope and the Louisville squad won two National Championships and two World Championships! After 16 years of competitive cheerleading, Hope now shares her passion with the Towson University squad, as the Assistant Cheerleading Coach. Give us an H! Give us an O! Give us a P! Give us an E!

What we know about Hope: 

It's written in the stars.

Hope graduated from the University of Louisville with a B.S. in Justice Administration. She planned to go to law school to pursue her dream job as a state's attorney for high profile crimes, but (lucky for us) life got in the way. Instead, Hope followed a different path which led her into the world of insurance. She can now be found around the office sharing chocolate covered strawberries or comparing astrological signs with colleagues. Hope tells us, "I'm a Virgo! And I'm obsessed with zodiac signs." It's a good thing we know Hope is astrologically compatible with us here at EBS!

Read more

Fun Facts

My side hustle: I run a side business, called "Dipped" by Hope, selling chocolate covered strawberries. 

Bon voyage! I love to travel. I'm always thinking about where to go next! I would love to travel out of the country at least once a year, and my goal is to visit all 50 states by age 32. (I am over halfway there, with 6 years to go!)

Are you afraid of the dark? I love anything scary: scary movies, haunted houses, you name it. American Horror Story is a GREAT show, and my favorite holiday is Halloween. 

A Stronger America: I was the little girl sitting and talking to Senator John Kerry in his 2004 presidential campaign commercial.

More Team Members

Ryan Sullivan

Managing Partner

Early Years

Ryan gives new meaning to the title Water Boy. He grew up on Cape Cod where he graduated from Falmouth High School and later, the University of Massachusetts. As a coastal townie, Ryan spent much of his life on the water, boating, fishing, and simply enjoying the peacefulness of the open water. Today, you'll find him chasing around four rambunctious boys - typically on the boat - and still trying to convince his beautiful wife she picked a winner.

What We Know about Ryan:

Charting new courses comes with the territory.

Ryan began his insurance career at as a sales representative for Unum, where he learned the importance of employer sponsored benefits and the impact they have on recruiting and retaining quality employees. The experience formed in him a deep understanding of how underwriters view risk-and how to negotiate a favorable outcome for the client. In 2004, Ryan took this experience to the retail side of the business and started calling on clients directly. Since then, he has consulted with hundreds of clients and built a foundation of success that he shares with his two business partners as they continue to grow presence of EBS in the marketplace.

Read more

Fun Facts

Sinking Feeling. In High School, an innocent boat ride to a remote island party turned into the sinking of the Sullivan family sailboat. Sorry Mom.

I've never "Paaahked my caaaah in Haaaahvid Yaaaahd." Even though I grew up in Boston.

I deflated Tom Brady's footballs. And I take full responsibility for it.

More Team Members

Megan Mummert

Client Care Specialist

Early Years: One, Big, Happy Family

Born and raised in Maryland, Megan moved to Carroll County when she was just six years old. She was the eldest of two girls, but her family quickly grew after her parents divorced and re-married. Two stepbrothers, three stepsisters and an additional little half-brother later, they became the "Almost Brady Bunch." She played soccer, basketball, and even tried her pom-poms at cheerleading, but ditched them for Karate, which she had started at age 12. She earned her Black Belt at 16.

What We Know: She's a Care Bear

Megan majored in Adolescent Psychology at University Maryland College Park for one semester before transferring to Carroll Community College, where she intended to pursue a nursing degree in Pediatric Oncology. "I kept getting waitlisted, so to get my foot in the medical field, I decided to start at Medix Towson to become a Certified Medical Assistant and Certified Phlebotomist," she explains. She began her clinical career working for a Cardiology/Internal Medicine practice before moving on to Podiatry and Surgery. Luckily for us, her career path changed when she moved to billing and collections for Maxim Healthcare, where she was voted Employee of the Year for 2016. Today, she is a proud EBS-er!

Read more

Fun Facts

Inked up: I LOVE tattoos and have around 20 (I lost count after a while). And yes, I have plans for several more.

Picture This: I love photography and do photoshoots in my free time.

My Babies: I have an obsession with pugs and have 2 fur boys, Pierre Francois and Bruno Samartino.

Matters of the Heart: I was best friends with my husband for three years before we both broke up with our significant others and he confessed he had been in love with me all along. We immediately started dating and he proposed to me during a visit to romantic St. Thomas at Magen's Bay in 2011.

Encore!: I played clarinet for 10 years and was first chair all throughout middle and high school. In high school, I was a competitive belly dancer.

More Team Members
  • Sam Wheeless

    Client Manager

    Early years: Down on the farm 

    Born and raised in Maryland, Sam has lived in Baltimore and Monkton, where she grew up on a horse farm. Ah, the days of swimming and horseback riding! Don't fool yourself, though. The two sports take a lot of discipline and commitment, which Sam put to good use during her Business Management studies at Loyola University. As if that wasn't enough of a workload, this go-getter also seamlessly juggled college life and earning her BAA with work as a manager at a Mexican restaurant! ĦAy, caramba!

    What we know about Sam: Her interests get interesting! 

    Prior to joining EBS, Sam was an account manager at The Warner Companies. She is an animal lover who volunteers at Baltimore County Animal Services. Sam loves memoirs (especially those written by David Sedaris). Not enough for you? She also makes a mean veal marsala! Sam enjoys cooking, trying out new restaurants, hiking and going to Spin class. Her love of high heels sends her tall frame into the clouds! Just don't talk to her before she's had her morning diet coke - Sam is so not a morning person!

    Fun Facts

    Travel Notes. I got my ears pierced in Brazil and traveled to Spain, Portugal, Morocco and Costa Rica last year.

    Big Lug. I love big dogs (Rottweilers, Pit bulls, you name it)!  

    When Holidays are Beastly. My last dog was a Rottweiler named Merry Christmas (We called her Chrissy).

    More Team Members
  • Hope Gaddy

    Client Manager

    Early Years:

    Go! Fight! Win! 

    Hope thrives on competition. Growing up in Howard County, Maryland, she swam on the swim team for nine years, and she was a competitive cheerleader from first grade through high school. She then attended the University of Louisville, where Hope and the Louisville squad won two National Championships and two World Championships! After 16 years of competitive cheerleading, Hope now shares her passion with the Towson University squad, as the Assistant Cheerleading Coach. Give us an H! Give us an O! Give us a P! Give us an E!

    What we know about Hope: 

    It's written in the stars.

    Hope graduated from the University of Louisville with a B.S. in Justice Administration. She planned to go to law school to pursue her dream job as a state's attorney for high profile crimes, but (lucky for us) life got in the way. Instead, Hope followed a different path which led her into the world of insurance. She can now be found around the office sharing chocolate covered strawberries or comparing astrological signs with colleagues. Hope tells us, "I'm a Virgo! And I'm obsessed with zodiac signs." It's a good thing we know Hope is astrologically compatible with us here at EBS!

    Fun Facts

    My side hustle: I run a side business, called "Dipped" by Hope, selling chocolate covered strawberries. 

    Bon voyage! I love to travel. I'm always thinking about where to go next! I would love to travel out of the country at least once a year, and my goal is to visit all 50 states by age 32. (I am over halfway there, with 6 years to go!)

    Are you afraid of the dark? I love anything scary: scary movies, haunted houses, you name it. American Horror Story is a GREAT show, and my favorite holiday is Halloween. 

    A Stronger America: I was the little girl sitting and talking to Senator John Kerry in his 2004 presidential campaign commercial.

    More Team Members
  • Ryan Sullivan

    Managing Partner

    Early Years

    Ryan gives new meaning to the title Water Boy. He grew up on Cape Cod where he graduated from Falmouth High School and later, the University of Massachusetts. As a coastal townie, Ryan spent much of his life on the water, boating, fishing, and simply enjoying the peacefulness of the open water. Today, you'll find him chasing around four rambunctious boys - typically on the boat - and still trying to convince his beautiful wife she picked a winner.

    What We Know about Ryan:

    Charting new courses comes with the territory.

    Ryan began his insurance career at as a sales representative for Unum, where he learned the importance of employer sponsored benefits and the impact they have on recruiting and retaining quality employees. The experience formed in him a deep understanding of how underwriters view risk-and how to negotiate a favorable outcome for the client. In 2004, Ryan took this experience to the retail side of the business and started calling on clients directly. Since then, he has consulted with hundreds of clients and built a foundation of success that he shares with his two business partners as they continue to grow presence of EBS in the marketplace.

    Fun Facts

    Sinking Feeling. In High School, an innocent boat ride to a remote island party turned into the sinking of the Sullivan family sailboat. Sorry Mom.

    I've never "Paaahked my caaaah in Haaaahvid Yaaaahd." Even though I grew up in Boston.

    I deflated Tom Brady's footballs. And I take full responsibility for it.

    More Team Members
  • Megan Mummert

    Client Care Specialist

    Early Years: One, Big, Happy Family

    Born and raised in Maryland, Megan moved to Carroll County when she was just six years old. She was the eldest of two girls, but her family quickly grew after her parents divorced and re-married. Two stepbrothers, three stepsisters and an additional little half-brother later, they became the "Almost Brady Bunch." She played soccer, basketball, and even tried her pom-poms at cheerleading, but ditched them for Karate, which she had started at age 12. She earned her Black Belt at 16.

    What We Know: She's a Care Bear

    Megan majored in Adolescent Psychology at University Maryland College Park for one semester before transferring to Carroll Community College, where she intended to pursue a nursing degree in Pediatric Oncology. "I kept getting waitlisted, so to get my foot in the medical field, I decided to start at Medix Towson to become a Certified Medical Assistant and Certified Phlebotomist," she explains. She began her clinical career working for a Cardiology/Internal Medicine practice before moving on to Podiatry and Surgery. Luckily for us, her career path changed when she moved to billing and collections for Maxim Healthcare, where she was voted Employee of the Year for 2016. Today, she is a proud EBS-er!

    Fun Facts

    Inked up: I LOVE tattoos and have around 20 (I lost count after a while). And yes, I have plans for several more.

    Picture This: I love photography and do photoshoots in my free time.

    My Babies: I have an obsession with pugs and have 2 fur boys, Pierre Francois and Bruno Samartino.

    Matters of the Heart: I was best friends with my husband for three years before we both broke up with our significant others and he confessed he had been in love with me all along. We immediately started dating and he proposed to me during a visit to romantic St. Thomas at Magen's Bay in 2011.

    Encore!: I played clarinet for 10 years and was first chair all throughout middle and high school. In high school, I was a competitive belly dancer.

    More Team Members

As employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.