Welcome to the new age of Benefits Management

Why We're Better

Welcome to the new age of Benefits Management

Why We're Better

Technology Meets Human Resources

Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.

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Our Team

We're not your average brokers. And that's a good thing.

Megan Mummert

Client Care Specialist

Early Years: One, Big, Happy Family

Born and raised in Maryland, Megan moved to Carroll County when she was just six years old. She was the eldest of two girls, but her family quickly grew after her parents divorced and re-married. Two stepbrothers, three stepsisters and an additional little half-brother later, they became the "Almost Brady Bunch." She played soccer, basketball, and even tried her pom-poms at cheerleading, but ditched them for Karate, which she had started at age 12. She earned her Black Belt at 16.

What We Know: She's a Care Bear

Megan majored in Adolescent Psychology at University Maryland College Park for one semester before transferring to Carroll Community College, where she intended to pursue a nursing degree in Pediatric Oncology. "I kept getting waitlisted, so to get my foot in the medical field, I decided to start at Medix Towson to become a Certified Medical Assistant and Certified Phlebotomist," she explains. She began her clinical career working for a Cardiology/Internal Medicine practice before moving on to Podiatry and Surgery. Luckily for us, her career path changed when she moved to billing and collections for Maxim Healthcare, where she was voted Employee of the Year for 2016. Today, she is a proud EBS-er!

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Fun Facts

Inked up: I LOVE tattoos and have around 20 (I lost count after a while). And yes, I have plans for several more.

Picture This: I love photography and do photoshoots in my free time.

My Babies: I have an obsession with pugs and have 2 fur boys, Pierre Francois and Bruno Samartino.

Matters of the Heart: I was best friends with my husband for three years before we both broke up with our significant others and he confessed he had been in love with me all along. We immediately started dating and he proposed to me during a visit to romantic St. Thomas at Magen's Bay in 2011.

Encore!: I played clarinet for 10 years and was first chair all throughout middle and high school. In high school, I was a competitive belly dancer.

More Team Members

Josh Cobo

Client Advisor

Early Years:

Chip and Putt

At Coastal Carolina University, Josh pledged the Pi Kappa Phi Fraternity and later graduated with a degree in Economics. He also worked at the Maryland Golf and Country Clubs for eight years and became an avid golfer. Now, if Josh is not traveling or volunteering his time, he is out on the course shooting for a hole in one!

Gone to the Beach

Josh spends practically all his vacation days adventuring in warm, sunny places. He has gone whale watching in Hawaii, swam in a Lagoonarium in Bora Bora, and went off-roading in Aruba. He even swam with sharks in the Bahamas! Yet, no matter where he travels, his favorite spot is still South Beach, Miami. 

Read more

Fun Facts

Family Ties: With both an older and younger sibling, Josh is your typical middle child. 

Kicking Cancer's Butt: Josh has volunteered as Chair for Relay for Life, and he also held the position of Auditor.

And the Lucky Number is: After having a heart transplant on 03/10/13, Josh's lucky number will always be 13.

From the Heart: Josh is a spokesperson for Jump Rope for Heart and an Ambassador for the Baltimore Heart Ball. These programs raise funds for heart disease research, education, and the American Heart Association. 

More Team Members

Kinsey Shifflett

Client Coordinator

The Early Years: Small Town Girl

Kinsey grew up in Smithsburg, a small Maryland town where everybody knows everybody. Her father was a wrestler at West Virginia University and her parents were high school sweethearts. Her younger brother attends James Madison University. During her high school years, Kinsey loved to hang out in Virginia Beach and she travelled often with her family to and from softball tournaments.

What we know about Kinsey: Well Counseled

Kinsey received a scholarship from UMBC to play softball and graduated from the University with a double major in Psychology and Sociology. Previously, she was an Assistant Teacher for a child with autism at Ivymount School. Someday, she'd like to receive her master's in Industrial and Organizational Psychology. But most of all, this woman is a huge sports fan. You might spot her at an Orioles or Redskins game if you're lucky!

Read more

Fun Facts

The ball is in her court: "Although most of my time was filled with softball I also played basketball and volleyball in high school."

She's a great catch: "My sophomore year of college I counted the number of bullpens I caught, and the total turned out to be 130!"

Burn Notice: "One time while on vacation in Miami, I got so burnt that I could not leave my hotel room or move my body for a complete 24 hours."

More Team Members

Sarah Ehrlich

Client Manager

Early Years: A Mid-Atlantic Girl

Born in Arlington, Sarah's family moved to Laurel before settling in Shrewsbury, PA when she was 10. Except for a brief stint in Cockeysville from 2009-2012, "I've lived in PA ever since. I had not even flown on a plane until my honeymoon to Orlando!" Since then, she's traveled to Florida, Maine, Nevada and Mexico. Although a clarinet, soccer, gymnastics and color guard member in high school, she happily prefers books and numbers. "My youth was spent studying." No wonder she graduated with a 4.2 GPA (4 out of 250 in her class!). Sarah earned her BS in Economics from Penn State. 

What we know about Sarah

Being smart has its benefits

 After ten years helping her clients get the most out of their benefits - two with Crawford Advisors and eight years with The Warner Companies - EBS swooped Sarah up. "I have a passion for manipulating numbers and data to create solutions for our clients," she admits. She's also addicted to Red Bull (a great start to any morning)! But the great love of her life is daughter, Zoe (7 months at the time of this writing). There is simply not enough storage in her cell phone to store the photos!

Sarah earned her Group Benefits Associate (GBA) designation and is presently studying for her Certified Employee Benefit Specialist (CEBS) certificate.

Read more

Fun Facts

Pizza Queen. My husband and I ate so much pizza in 2011 that Papa John's sent us a free copy of Madden NFL 12 for the PS3. 

Her Life is Magical. I'm a huge Harry Potter fan. My house is Slytherin and my Patronus is a King COBRA.

Film Geek.  Huge cinephiles, my husband and I recite quotes from our favorite movies to each other.  

No Achy Breaky . . . Anything!  I've never broken a bone and I still have all four of my wisdom teeth.

More Team Members
  • Megan Mummert

    Client Care Specialist

    Early Years: One, Big, Happy Family

    Born and raised in Maryland, Megan moved to Carroll County when she was just six years old. She was the eldest of two girls, but her family quickly grew after her parents divorced and re-married. Two stepbrothers, three stepsisters and an additional little half-brother later, they became the "Almost Brady Bunch." She played soccer, basketball, and even tried her pom-poms at cheerleading, but ditched them for Karate, which she had started at age 12. She earned her Black Belt at 16.

    What We Know: She's a Care Bear

    Megan majored in Adolescent Psychology at University Maryland College Park for one semester before transferring to Carroll Community College, where she intended to pursue a nursing degree in Pediatric Oncology. "I kept getting waitlisted, so to get my foot in the medical field, I decided to start at Medix Towson to become a Certified Medical Assistant and Certified Phlebotomist," she explains. She began her clinical career working for a Cardiology/Internal Medicine practice before moving on to Podiatry and Surgery. Luckily for us, her career path changed when she moved to billing and collections for Maxim Healthcare, where she was voted Employee of the Year for 2016. Today, she is a proud EBS-er!

    Fun Facts

    Inked up: I LOVE tattoos and have around 20 (I lost count after a while). And yes, I have plans for several more.

    Picture This: I love photography and do photoshoots in my free time.

    My Babies: I have an obsession with pugs and have 2 fur boys, Pierre Francois and Bruno Samartino.

    Matters of the Heart: I was best friends with my husband for three years before we both broke up with our significant others and he confessed he had been in love with me all along. We immediately started dating and he proposed to me during a visit to romantic St. Thomas at Magen's Bay in 2011.

    Encore!: I played clarinet for 10 years and was first chair all throughout middle and high school. In high school, I was a competitive belly dancer.

    More Team Members
  • Josh Cobo

    Client Advisor

    Early Years:

    Chip and Putt

    At Coastal Carolina University, Josh pledged the Pi Kappa Phi Fraternity and later graduated with a degree in Economics. He also worked at the Maryland Golf and Country Clubs for eight years and became an avid golfer. Now, if Josh is not traveling or volunteering his time, he is out on the course shooting for a hole in one!

    Gone to the Beach

    Josh spends practically all his vacation days adventuring in warm, sunny places. He has gone whale watching in Hawaii, swam in a Lagoonarium in Bora Bora, and went off-roading in Aruba. He even swam with sharks in the Bahamas! Yet, no matter where he travels, his favorite spot is still South Beach, Miami. 

    Fun Facts

    Family Ties: With both an older and younger sibling, Josh is your typical middle child. 

    Kicking Cancer's Butt: Josh has volunteered as Chair for Relay for Life, and he also held the position of Auditor.

    And the Lucky Number is: After having a heart transplant on 03/10/13, Josh's lucky number will always be 13.

    From the Heart: Josh is a spokesperson for Jump Rope for Heart and an Ambassador for the Baltimore Heart Ball. These programs raise funds for heart disease research, education, and the American Heart Association. 

    More Team Members
  • Kinsey Shifflett

    Client Coordinator

    The Early Years: Small Town Girl

    Kinsey grew up in Smithsburg, a small Maryland town where everybody knows everybody. Her father was a wrestler at West Virginia University and her parents were high school sweethearts. Her younger brother attends James Madison University. During her high school years, Kinsey loved to hang out in Virginia Beach and she travelled often with her family to and from softball tournaments.

    What we know about Kinsey: Well Counseled

    Kinsey received a scholarship from UMBC to play softball and graduated from the University with a double major in Psychology and Sociology. Previously, she was an Assistant Teacher for a child with autism at Ivymount School. Someday, she'd like to receive her master's in Industrial and Organizational Psychology. But most of all, this woman is a huge sports fan. You might spot her at an Orioles or Redskins game if you're lucky!

    Fun Facts

    The ball is in her court: "Although most of my time was filled with softball I also played basketball and volleyball in high school."

    She's a great catch: "My sophomore year of college I counted the number of bullpens I caught, and the total turned out to be 130!"

    Burn Notice: "One time while on vacation in Miami, I got so burnt that I could not leave my hotel room or move my body for a complete 24 hours."

    More Team Members
  • Sarah Ehrlich

    Client Manager

    Early Years: A Mid-Atlantic Girl

    Born in Arlington, Sarah's family moved to Laurel before settling in Shrewsbury, PA when she was 10. Except for a brief stint in Cockeysville from 2009-2012, "I've lived in PA ever since. I had not even flown on a plane until my honeymoon to Orlando!" Since then, she's traveled to Florida, Maine, Nevada and Mexico. Although a clarinet, soccer, gymnastics and color guard member in high school, she happily prefers books and numbers. "My youth was spent studying." No wonder she graduated with a 4.2 GPA (4 out of 250 in her class!). Sarah earned her BS in Economics from Penn State. 

    What we know about Sarah

    Being smart has its benefits

     After ten years helping her clients get the most out of their benefits - two with Crawford Advisors and eight years with The Warner Companies - EBS swooped Sarah up. "I have a passion for manipulating numbers and data to create solutions for our clients," she admits. She's also addicted to Red Bull (a great start to any morning)! But the great love of her life is daughter, Zoe (7 months at the time of this writing). There is simply not enough storage in her cell phone to store the photos!

    Sarah earned her Group Benefits Associate (GBA) designation and is presently studying for her Certified Employee Benefit Specialist (CEBS) certificate.

    Fun Facts

    Pizza Queen. My husband and I ate so much pizza in 2011 that Papa John's sent us a free copy of Madden NFL 12 for the PS3. 

    Her Life is Magical. I'm a huge Harry Potter fan. My house is Slytherin and my Patronus is a King COBRA.

    Film Geek.  Huge cinephiles, my husband and I recite quotes from our favorite movies to each other.  

    No Achy Breaky . . . Anything!  I've never broken a bone and I still have all four of my wisdom teeth.

    More Team Members

As employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.