Our Story

Our Story

Everybody's got a story. Ours started with the realization that benefits management needed a face lift - and a burning desire to improve the process for our clients. What's your story? We're all ears.


Baltimore, Maryland - September 14, 2018 - Kevin Grace, Vice President of Sales, Employee Benefit Services of Maryland, has earned the Certified Self-Funding Specialist® professional designation from the Health Care Administrators Association, Minneapolis, MN. 

In creating the Certified Self-Funded Specialist® program, the Health Care Administrators Association (HCAA) emphasizes its key mission tenets, which is to improve the quality, sustainability and value of self-funding and health care benefit administration. CSFS® provides all of the parties to a self-funded health care plan the information needed to make informed decisions. 

Candidates for the CSFS® designation must complete an extensive curriculum of seven comprehensive courses which cover every aspect that plan sponsors, brokers, employee benefit professionals and other health care professionals need to consider when establishing or maintaining a self-funded health care plan. CSFS® was designed as an on-line, self-study program for the busy professional wishing to pursue advanced healthcare knowledge of third-party administration and self-funding.

The Certified Self-Funding Specialist® certification program was formally launched in 2009 and to date has over three hundred designees. 

Kevin Grace has been a benefit consultant for 11 years. He currently holds the position of Vice President of Sales at Employee Benefit Services of Maryland.  During his tenure, he has been recognized as the Top Producer seven times, achieved the designation of Certified Healthcare Reform Specialist, and has become a Certified Self-Funding Specialist.  He earned his Bachelor of Science in Business Administration from Salisbury University in 2001. 

Kevin is proud to participate and support organizations like Susan G Komen, Juvenile Diabetes Research Foundation, Vetlinks and Shootout for Soldiers. In his free time, he enjoys spending time outdoors and participating in many athletic activities with his wife Lauren, son Connor and daughter Avery. 

Kevin's passion is to help organizations find a more optimal way to finance their health plans and provide world class solutions that support the administration of their benefits.



EBS is one of the highest-scoring businesses with standout employee engagement 

Baltimore, Maryland (May 23, 2018) - Employee Benefit Services of Maryland, Inc. has been named one of Inc. magazine's Best Workplaces for 2018, the publication's third annual ranking in the fast-growing private company sector. 

Hitting newsstands today in the June 2018 issue, and as part of a prominent inc.com feature, the award is the result of a wide-ranging and comprehensive measurement of private companies who have created exceptional workplaces through vibrant cultures, deep employee engagement, and stellar benefits! Out of thousands of applicants, Inc. singled out just under 300 winning companies. 

Built in partnership with employee engagement and work culture experts at Quantum Workplace of Omaha, NE, Inc.'s Best Workplaces list is a magnifying glass on how innovative companies can truly raise the bar in hiring and retaining the best talent. 

What does it take to become a company that workers want to be part of? Inc. magazine says it's more than good pay and good perks - it's also about having a clear purpose, a sense of humor, and leadership that makes them all work together. 


The 2018 Inc. Best Workplaces Awards assessed applicants based on benefits offered and employees' responses to a unique 30-question survey fielded by each of the applying companies. For its results to qualify, each company had to achieve a statistically significant response rate based on employee count. 

While researching the entries, Inc. and Quantum saw distinct themes develop: 

- Strong company cultures breed stunning individual and team performance. 

- Workers at the best companies aren't mesmerized by whatever giveaways seem to be the latest fad-be it gourmet lunches or beer fridges. 

- When employees feel valued by their organization, they are far more likely to be engaged. This single factor proved to be one of the largest drivers of employee engagement. 

"By including an employee survey into this year's Best Workplaces selection process, we've really raised the bar. Companies that don't score at the very top of their peer group don't make the cut. So, our hats are off to the winners. They all excelled at engaging their workers, making them feel appreciated, and aligning them behind a mission. And remember, that's not just our opinion: The employees told us that themselves." says James Ledbetter, Inc. editor-in-chief. 

About EBS 

EBS was founded and established in 2012 by Leo Gallagher and Ryan Sullivan, Managing Partners. As employee benefits brokers, our core competency is providing clients with access to medical, dental, vision, life, disability and other insurance products. We help navigate employee benefits through automated technologies that streamline processes, such as integrated payroll, enrollment platforms, benefits administration and Human Resource Information Systems. We keep clients proactive by advising them and providing solutions to meet ERISA and ACA requirements, including reporting and distributing notices. We protect their bottom line by providing financially-focused strategic planning, cost containment strategies and risk management. We back this all up with incredible customer service for our clients every step of the way. 

About Inc. Media 

Founded in 1979 and acquired in 2005 by Mansueto Ventures, Inc. is the only major brand dedicated exclusively to owners and managers of growing private companies, with the aim to deliver real solutions for today's innovative company builders. Winner of Advertising Age's "The A-List" in January 2015, and the National Magazine Award for General Excellence in both 2014 and 2012. Total monthly audience reach for the brand has grown significantly from 2,000,000 in 2010 to over 20,000,000 today. For more information, visit http://www.inc.com/

About Quantum Workplace 

Quantum Workplace is an HR technology company that serves organizations through employee engagement surveys, action-planning tools, exit surveys, peer-to-peer recognition, performance evaluations, goal tracking, and leadership assessment. For more information, visit www.quantumworkplace.com


EBS is pleased to announce the appointment of Ben Bohonowicz as Partner!  Since Ben started at EBS, he has held an active role on our leadership team and has made a significant impact on the success of our organization. He is an intelligent, eloquent and influential leader who will continue to serve as a valuable member of the leadership team. Not only is Ben extremely knowledgeable in the insurance industry, but he sincerely loves what he does every day. Nothing puts a bigger smile on his face than making a client happy! Ben provides exceptional customer service to our clients, which has helped EBS get to where we are now. Through his innovative ideas, enthusiasm and dedication to the growth of our firm, we are confident that Ben will continue to assist in leading EBS forward for many years to come.


EBS is excited to announce our involvement in the start of a new youth football program, the Churchville Thundering Herd! We are so proud to be involved in a program that is dedicated to giving the game back to the kids! If you would like to register your child to play for The Herd, or would like to find out more, please visit the website at www.churchvillethunderingherd.com.

We are excited to announce that EBS has won the CEO Report's Corporate Culture Award! This award honors top companies that recognize the value of building a creative and collaborative work environment. At EBS we believe a great company culture is built upon the shared understanding that in order to sustain a healthy and successful workforce, the organization must encourage the importance of employee well-being in and out of the workplace. Thank you to all our employees who continue to make EBS's culture the unique and supportive environment it is!


EBS is so excited to be involved with JDRF, a leading organization funding Type 1 Diabetes Research. Please read on and consider helping us reach our fundraising goal as EBS' own team member, Nick Mafale shares his story about growing up with Type 1 Diabetes:

Ten years ago, I was diagnosed with Type 1 Diabetes (T1D) at the age of 16. I had no idea what diabetes was, but then again what 16-year-old does?

Thank goodness my parents recognized something was off and got me to a hospital right away. At admission, my blood sugar was very close to 1000. To put that in perspective, people without diabetes have a standard blood sugar level of 80 to 120 every single day.

As my body was flushed with fluids for days, I was educated on what T1D is and how to safely manage it. Unfortunately, this is a disease that has no cure and will never go away. There is also no known reason why people get it, but it is believed to be an "autoimmune disorder". My pancreas decided it didn?t want to work for me anymore.

At only 16 years old, I wasn't about to let Diabetes bring me down.

I can proudly say that I am now 26 years old and have been doing the best I can to manage this disease and keep my body healthy. My A1C levels are in the 7's and I am very regimented about counting carbs and always using insulin. I played collegiate golf for four years and not once did I ever feel that Diabetes was going to impact my life in a negative way. Don't give up your goals and dreams because of a small speedbump.

JDRF is such a great cause and I think kids like me who are growing up with this disease need a better solution and easier way to manage and maintain a healthy life style.

Any help and/or donations are greatly appreciated. #JDRF #T1D




  • CEOReport Corporate Culture Award 2018
  • CareFirst Platinum Broker
  • UnitedHealthcare United Advantage Gold Broker
  • SmartCEO Corporate Culture Award 2015
  • Assurant Employee Benefits MVP
  • Mutual of Omaha Platinum Producer
  • Guardian Preferred Broker
  • Aetna Premium Producer

Organizations EBS Supports

  • Boys & Girls Club of Metropolitan Baltimore
  • Start Up Maryland
  • Brewers Association of Maryland
  • Goodwill Industries
  • Sons of Italy
  • Susan G Komen
  • YMCA of Fredrick County
  • Launch Annapolis

As employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.