Welcome to the new age of Benefits Management

Welcome to the new age of Benefits Management

Technology Meets Human Resources

Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.

Learn more

Our Team

We're not your average brokers. And that's a good thing.

Chloe Giustiniani

Client Manager, Large Group

Early Years: Tricky pets.

Born in North Carolina, Chloe grew up with a younger sister and a kitten, named Humphrey, and she has always loved animals. Today, she has a corgi puppy, named Charlie, who is incredibly outgoing and social. So much so that after hurting his paw at the dog park, he moped and had to be carried around until Chloe took him to the vet. As soon as they arrived, he bounded out of the car with excitement. The vet tech informed Chloe that Charlie had tricked her into bringing him for a visit so he could see his friends at the vet's office.

What we know about Chloe: The great outdoors.

Chloe earned her bachelor's degree from the University of Lynchburg, majoring in English with minors in creative writing and secondary education. While in school, Chloe was awarded the Robert L. Hill Distinguished Senior Award and the Laura Jeter Parker English Academic Award. We appreciate having such a dedicated worker on our team, but when she isn't in the office with us, we know she's probably somewhere outdoors - be it on a tennis court, hitting the hiking trails or exploring Virginia's beautiful vineyards.

Read more

Fun Facts

Stargazing: I have a star named after me.

Not quite a pebble in your shoe: I've had a pebble lodged in my right knee for more than 20 years.

Expresso yourself: I simply love coffee!

More Team Members

Candice Slowik

Director of Operations

Early years

Candice grew up near Solomons Island in Southern MD -- which makes her "crabby" in a good way. "Not much to do but go to the beach or take boat rides," she reports. She thought it was totally boring growing up. "Now I have a whole new appreciation for my hometown. It's beautiful and I would love to have access to a beach 24/7 again!" She attended Patuxent High School and Towson University, where she majored in Business and Corporate Communication Studies and Creative Writing.

What we know about Candice

Three cheers!

As a former cheerleader, Candice remains an enthusiastic team member. She broke into the industry as an intern at Armada Consulting, then joined Sun Life Financial right out of college. Before joining EBS, Candice worked for Silberstein Insurance Group as their Marketing Manager. Candice has two sisters and a brother (two in the industry!).

Read more

Fun Facts

She's a DARE Bear. I was in an anti-drug commercial for DARE when I was a kid that played on our local channels until I was in high school (I sang and participated in a VERY cheesy dance)... I pray all time that someone somewhere has finally destroyed any evidence of this!

She's inspired by sweets. I replicated van Gogh's "Starry Night" in icing for my sister's birthday using a slew of cupcakes and Thin Mint cookies.

More Team Members

Abigail Bands

Administrative Assistant

Early Years: Game Rules

Abigail was raised in Bel Air, Maryland and lived with her mom, dad, and one sister. Growing up, sports were not her favorite. "I faked a lot of injuries to get out of soccer back in the day," she admits. Hanging out with her friends was fun and all, but when it came to playing, she just didn't have much interest in being in the game. On the other hand, she was a real sport when it came to her behavior. "I was quite the rule follower and did everything I could to stay out of trouble!" A good trait to have in the insurance business!

What We Know about Abigail: Work & The City

Abigail graduated from Towson University in 2014 with a dual degree in Early Childhood Education and Special Education. After graduation she was a teacher for four years - two years as a special needs teacher and two years ruling a second-grade classroom. "I lived in the city for a few years after graduation and loved every minute of it," she pines. Still, she moved to the county last summer. "I feel so thankful to work downtown so that I still get a little taste of city living!"

Abigail was married in November 2017. She and her husband are the proud parents of a golden retriever named Frannie - the family favorite!

Read more

Fun Facts

She Goes the Distance: I ran the Baltimore Marathon in 2015.

She Knows When to Draw the Line: Almost always! 75% of my closet is made up of striped clothing.

Happy Meals: I'm a picky eater! My favorite foods are consistent with the diet of a five-year-old!

More Team Members

Heather Rubie

Client Care Specialist

Early Years: Eat, sleep, cheer, repeat.

Heather grew up in Baltimore County with her Mom and younger sister. Heather made the cheerleading team in high school and was chosen as varsity MVP her freshman year. She then attended University of Baltimore and graduated with a Bachelors in Human Services Administration. She later settled in Cantonsville with her husband Mark and their son Tasker Kole. 

What we know about Heather: The grass is greener on the golf course

Though Heather is a huge Baltimore Ravens and Orioles fan, her secret love is professional golf. Before she joined us at EBS, Heather worked a summer job as the beverage cart driver for Rolling Road Golf Club for five years. But now that she's rolled in to EBS, we're so happy to have her!

Read more

Fun Facts

What's your sun sign? My mom, sister, husband, son and I are all peaceful Libras. 

Get on your bikes and ride! I grew up in a biker family, but I'm the "black sheep" because I am by far the most conservative of us all.

Record scratching: I love music, and I have an extensive collection of vinyl records in a variety of genres.

The Noble and Most Ancient House of Black: We named our two cats Bellatrix and Narcissa as a nod to the two (mostly) villainous Harry Potter characters. 

More Team Members
  • Chloe Giustiniani

    Client Manager, Large Group

    Early Years: Tricky pets.

    Born in North Carolina, Chloe grew up with a younger sister and a kitten, named Humphrey, and she has always loved animals. Today, she has a corgi puppy, named Charlie, who is incredibly outgoing and social. So much so that after hurting his paw at the dog park, he moped and had to be carried around until Chloe took him to the vet. As soon as they arrived, he bounded out of the car with excitement. The vet tech informed Chloe that Charlie had tricked her into bringing him for a visit so he could see his friends at the vet's office.

    What we know about Chloe: The great outdoors.

    Chloe earned her bachelor's degree from the University of Lynchburg, majoring in English with minors in creative writing and secondary education. While in school, Chloe was awarded the Robert L. Hill Distinguished Senior Award and the Laura Jeter Parker English Academic Award. We appreciate having such a dedicated worker on our team, but when she isn't in the office with us, we know she's probably somewhere outdoors - be it on a tennis court, hitting the hiking trails or exploring Virginia's beautiful vineyards.

    Fun Facts

    Stargazing: I have a star named after me.

    Not quite a pebble in your shoe: I've had a pebble lodged in my right knee for more than 20 years.

    Expresso yourself: I simply love coffee!

    More Team Members
  • Candice Slowik

    Director of Operations

    Early years

    Candice grew up near Solomons Island in Southern MD -- which makes her "crabby" in a good way. "Not much to do but go to the beach or take boat rides," she reports. She thought it was totally boring growing up. "Now I have a whole new appreciation for my hometown. It's beautiful and I would love to have access to a beach 24/7 again!" She attended Patuxent High School and Towson University, where she majored in Business and Corporate Communication Studies and Creative Writing.

    What we know about Candice

    Three cheers!

    As a former cheerleader, Candice remains an enthusiastic team member. She broke into the industry as an intern at Armada Consulting, then joined Sun Life Financial right out of college. Before joining EBS, Candice worked for Silberstein Insurance Group as their Marketing Manager. Candice has two sisters and a brother (two in the industry!).

    Fun Facts

    She's a DARE Bear. I was in an anti-drug commercial for DARE when I was a kid that played on our local channels until I was in high school (I sang and participated in a VERY cheesy dance)... I pray all time that someone somewhere has finally destroyed any evidence of this!

    She's inspired by sweets. I replicated van Gogh's "Starry Night" in icing for my sister's birthday using a slew of cupcakes and Thin Mint cookies.

    More Team Members
  • Abigail Bands

    Administrative Assistant

    Early Years: Game Rules

    Abigail was raised in Bel Air, Maryland and lived with her mom, dad, and one sister. Growing up, sports were not her favorite. "I faked a lot of injuries to get out of soccer back in the day," she admits. Hanging out with her friends was fun and all, but when it came to playing, she just didn't have much interest in being in the game. On the other hand, she was a real sport when it came to her behavior. "I was quite the rule follower and did everything I could to stay out of trouble!" A good trait to have in the insurance business!

    What We Know about Abigail: Work & The City

    Abigail graduated from Towson University in 2014 with a dual degree in Early Childhood Education and Special Education. After graduation she was a teacher for four years - two years as a special needs teacher and two years ruling a second-grade classroom. "I lived in the city for a few years after graduation and loved every minute of it," she pines. Still, she moved to the county last summer. "I feel so thankful to work downtown so that I still get a little taste of city living!"

    Abigail was married in November 2017. She and her husband are the proud parents of a golden retriever named Frannie - the family favorite!

    Fun Facts

    She Goes the Distance: I ran the Baltimore Marathon in 2015.

    She Knows When to Draw the Line: Almost always! 75% of my closet is made up of striped clothing.

    Happy Meals: I'm a picky eater! My favorite foods are consistent with the diet of a five-year-old!

    More Team Members
  • Heather Rubie

    Client Care Specialist

    Early Years: Eat, sleep, cheer, repeat.

    Heather grew up in Baltimore County with her Mom and younger sister. Heather made the cheerleading team in high school and was chosen as varsity MVP her freshman year. She then attended University of Baltimore and graduated with a Bachelors in Human Services Administration. She later settled in Cantonsville with her husband Mark and their son Tasker Kole. 

    What we know about Heather: The grass is greener on the golf course

    Though Heather is a huge Baltimore Ravens and Orioles fan, her secret love is professional golf. Before she joined us at EBS, Heather worked a summer job as the beverage cart driver for Rolling Road Golf Club for five years. But now that she's rolled in to EBS, we're so happy to have her!

    Fun Facts

    What's your sun sign? My mom, sister, husband, son and I are all peaceful Libras. 

    Get on your bikes and ride! I grew up in a biker family, but I'm the "black sheep" because I am by far the most conservative of us all.

    Record scratching: I love music, and I have an extensive collection of vinyl records in a variety of genres.

    The Noble and Most Ancient House of Black: We named our two cats Bellatrix and Narcissa as a nod to the two (mostly) villainous Harry Potter characters. 

    More Team Members

As employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.