Welcome to the new age of Benefits Management

Welcome to the new age of Benefits Management

Technology Meets Human Resources

Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.

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Our Team

We're not your average brokers. And that's a good thing.

Amber Payne

Client Coordinator

Early Years: Layups, fast pitch and spikes, oh my.

Born in Baltimore, Amber grew up as one of four kids and has always been the baby of the family. In high school, she played varsity basketball, softball and volleyball, and she hit the road constantly to play in softball travel tournaments. She later attended Anne Arundel Community College where she was named an All-American shortstop for softball and an All-Region goalkeeper for soccer.

What we know about Amber: Nurses call the shots.

From Anne Arundel Community College, Amber transferred to Guilford College to study nursing and psychology. After graduation, Amber pursued a career as a nurse, which gave her a firsthand understanding of the health insurance industry. Now, she is very excited to be on the EBS team, approaching health insurance from a completely different angle.

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Fun Facts

Get your game on: As a sports fanatic, I am unsurprisingly very competitive. It's even a race to see who gets the mail first.

Hit or be hit: My husband and I love to play football in the yard with our 10-year-old twin boys. Our 5-year-old daughter especially loves to "tackle" her brothers.

Life's better at the beach: Our family has actually lived in six states in 10 years, but we are finally ready to settle down in Bethany Beach, Delaware.

More Team Members

Abigail Bands

Administrative Assistant

Early Years: Game Rules

Abigail was raised in Bel Air, Maryland and lived with her mom, dad, and one sister. Growing up, sports were not her favorite. "I faked a lot of injuries to get out of soccer back in the day," she admits. Hanging out with her friends was fun and all, but when it came to playing, she just didn't have much interest in being in the game. On the other hand, she was a real sport when it came to her behavior. "I was quite the rule follower and did everything I could to stay out of trouble!" A good trait to have in the insurance business!

What We Know about Abigail: Work & The City

Abigail graduated from Towson University in 2014 with a dual degree in Early Childhood Education and Special Education. After graduation she was a teacher for four years - two years as a special needs teacher and two years ruling a second-grade classroom. "I lived in the city for a few years after graduation and loved every minute of it," she pines. Still, she moved to the county last summer. "I feel so thankful to work downtown so that I still get a little taste of city living!"

Abigail was married in November 2017. She and her husband are the proud parents of a golden retriever named Frannie - the family favorite!

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Fun Facts

She Goes the Distance: I ran the Baltimore Marathon in 2015.

She Knows When to Draw the Line: Almost always! 75% of my closet is made up of striped clothing.

Happy Meals: I'm a picky eater! My favorite foods are consistent with the diet of a five-year-old!

More Team Members

Tammy Galusha

Client Manager, Large Group

The Early Years: Truly German at Heart

Born and raised in a small town in the Black Forest region of Germany, Tammy was 19 years old before moving to the United States. She later graduated from Towson University, and now lives in Baltimore with her husband, their three kids, and the family's German Shepherd, Mauser. 

What we know about Tammy: Loving the Great Outdoors

Tammy and her family love any activities they can do outside. We've seen them go on camping and hiking trips, and on the weekends Tammy loves going for motorcycle rides with her husband. They're also frequent boaters, and whenever the weather is nice, they'll be out fishing on the Chesapeake Bay.

Read more

Fun Facts

Creative cooking: I love experimenting in the kitchen. I can't follow a recipe to save my life because I always have to put my own spin on everything.

Glue sticks rule the world! I'm super crafty and obsessed with DIY projects. Pinterest is my best friend, but also my worst enemy.

"Prost!" I would do just about anything for a German beer, sausage, and soft pretzel.

More Team Members

Amanda Hastings

Sr. Client Manager, Mid-Market

The Early Years: Never-Ending Summer

Amanda grew up in Syracuse, New York with her little brother, Logan. They're closer than most siblings after spending their entire childhood together, and Amanda considers Logan one of her best friends. Summer is Amanda's favorite season, and the pair would fill their days with sports or swim together at the community pool. But like most older siblings, Amanda soon left for college, ready to pursue her next adventure.

What we know about Amanda: Putting Down Roots

After graduating from Ithaca College with a degree in Television-Radio and Digital Marketing, Amanda felt the job market in Upstate New York looked slim. She applied to jobs up and down the East Coast before landing a position in Baltimore. Even though she only had one friend in the area, she packed up, moved, and never looked back. Since then, she's built a network of friends, started a family with her husband, Brandon, and their daughter, Palmer, and joined our team at EBS! 

Read more

Fun Facts

LAX to the MAX: I played lacrosse for two years in college. 

Tap it out. I took dance lessons from age two until graduating high school, and tap is - by far - my favorite form of dance!

No Standing. Only Dancing. My family and I love music, and we have dance parties in the living room on the reg.

More Team Members
  • Amber Payne

    Client Coordinator

    Early Years: Layups, fast pitch and spikes, oh my.

    Born in Baltimore, Amber grew up as one of four kids and has always been the baby of the family. In high school, she played varsity basketball, softball and volleyball, and she hit the road constantly to play in softball travel tournaments. She later attended Anne Arundel Community College where she was named an All-American shortstop for softball and an All-Region goalkeeper for soccer.

    What we know about Amber: Nurses call the shots.

    From Anne Arundel Community College, Amber transferred to Guilford College to study nursing and psychology. After graduation, Amber pursued a career as a nurse, which gave her a firsthand understanding of the health insurance industry. Now, she is very excited to be on the EBS team, approaching health insurance from a completely different angle.

    Fun Facts

    Get your game on: As a sports fanatic, I am unsurprisingly very competitive. It's even a race to see who gets the mail first.

    Hit or be hit: My husband and I love to play football in the yard with our 10-year-old twin boys. Our 5-year-old daughter especially loves to "tackle" her brothers.

    Life's better at the beach: Our family has actually lived in six states in 10 years, but we are finally ready to settle down in Bethany Beach, Delaware.

    More Team Members
  • Abigail Bands

    Administrative Assistant

    Early Years: Game Rules

    Abigail was raised in Bel Air, Maryland and lived with her mom, dad, and one sister. Growing up, sports were not her favorite. "I faked a lot of injuries to get out of soccer back in the day," she admits. Hanging out with her friends was fun and all, but when it came to playing, she just didn't have much interest in being in the game. On the other hand, she was a real sport when it came to her behavior. "I was quite the rule follower and did everything I could to stay out of trouble!" A good trait to have in the insurance business!

    What We Know about Abigail: Work & The City

    Abigail graduated from Towson University in 2014 with a dual degree in Early Childhood Education and Special Education. After graduation she was a teacher for four years - two years as a special needs teacher and two years ruling a second-grade classroom. "I lived in the city for a few years after graduation and loved every minute of it," she pines. Still, she moved to the county last summer. "I feel so thankful to work downtown so that I still get a little taste of city living!"

    Abigail was married in November 2017. She and her husband are the proud parents of a golden retriever named Frannie - the family favorite!

    Fun Facts

    She Goes the Distance: I ran the Baltimore Marathon in 2015.

    She Knows When to Draw the Line: Almost always! 75% of my closet is made up of striped clothing.

    Happy Meals: I'm a picky eater! My favorite foods are consistent with the diet of a five-year-old!

    More Team Members
  • Tammy Galusha

    Client Manager, Large Group

    The Early Years: Truly German at Heart

    Born and raised in a small town in the Black Forest region of Germany, Tammy was 19 years old before moving to the United States. She later graduated from Towson University, and now lives in Baltimore with her husband, their three kids, and the family's German Shepherd, Mauser. 

    What we know about Tammy: Loving the Great Outdoors

    Tammy and her family love any activities they can do outside. We've seen them go on camping and hiking trips, and on the weekends Tammy loves going for motorcycle rides with her husband. They're also frequent boaters, and whenever the weather is nice, they'll be out fishing on the Chesapeake Bay.

    Fun Facts

    Creative cooking: I love experimenting in the kitchen. I can't follow a recipe to save my life because I always have to put my own spin on everything.

    Glue sticks rule the world! I'm super crafty and obsessed with DIY projects. Pinterest is my best friend, but also my worst enemy.

    "Prost!" I would do just about anything for a German beer, sausage, and soft pretzel.

    More Team Members
  • Amanda Hastings

    Sr. Client Manager, Mid-Market

    The Early Years: Never-Ending Summer

    Amanda grew up in Syracuse, New York with her little brother, Logan. They're closer than most siblings after spending their entire childhood together, and Amanda considers Logan one of her best friends. Summer is Amanda's favorite season, and the pair would fill their days with sports or swim together at the community pool. But like most older siblings, Amanda soon left for college, ready to pursue her next adventure.

    What we know about Amanda: Putting Down Roots

    After graduating from Ithaca College with a degree in Television-Radio and Digital Marketing, Amanda felt the job market in Upstate New York looked slim. She applied to jobs up and down the East Coast before landing a position in Baltimore. Even though she only had one friend in the area, she packed up, moved, and never looked back. Since then, she's built a network of friends, started a family with her husband, Brandon, and their daughter, Palmer, and joined our team at EBS! 

    Fun Facts

    LAX to the MAX: I played lacrosse for two years in college. 

    Tap it out. I took dance lessons from age two until graduating high school, and tap is - by far - my favorite form of dance!

    No Standing. Only Dancing. My family and I love music, and we have dance parties in the living room on the reg.

    More Team Members

As employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.