Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.
Learn moreYour company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read More
Each year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read More
At EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read More
Does your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read More
Corporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read More
Because EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read More
The world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Your company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read MoreEach year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read MoreAt EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read MoreDoes your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read MoreCorporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read MoreBecause EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read MoreThe world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Early Years: Tricky pets.
Born in North Carolina, Chloe grew up with a younger sister and a kitten, named Humphrey, and she has always loved animals. Today, she has a corgi puppy, named Charlie, who is incredibly outgoing and social. So much so that after hurting his paw at the dog park, he moped and had to be carried around until Chloe took him to the vet. As soon as they arrived, he bounded out of the car with excitement. The vet tech informed Chloe that Charlie had tricked her into bringing him for a visit so he could see his friends at the vet's office.
What we know about Chloe: The great outdoors.
Chloe earned her bachelor's degree from the University of Lynchburg, majoring in English with minors in creative writing and secondary education. While in school, Chloe was awarded the Robert L. Hill Distinguished Senior Award and the Laura Jeter Parker English Academic Award. We appreciate having such a dedicated worker on our team, but when she isn't in the office with us, we know she's probably somewhere outdoors - be it on a tennis court, hitting the hiking trails or exploring Virginia's beautiful vineyards.
Stargazing: I have a star named after me.
Not quite a pebble in your shoe: I've had a pebble lodged in my right knee for more than 20 years.
Expresso yourself: I simply love coffee!
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Early years
Candice grew up near Solomons Island in Southern MD -- which makes her "crabby" in a good way. "Not much to do but go to the beach or take boat rides," she reports. She thought it was totally boring growing up. "Now I have a whole new appreciation for my hometown. It's beautiful and I would love to have access to a beach 24/7 again!" She attended Patuxent High School and Towson University, where she majored in Business and Corporate Communication Studies and Creative Writing.
What we know about Candice
Three cheers!
As a former cheerleader, Candice remains an enthusiastic team member. She broke into the industry as an intern at Armada Consulting, then joined Sun Life Financial right out of college. Before joining EBS, Candice worked for Silberstein Insurance Group as their Marketing Manager. Candice has two sisters and a brother (two in the industry!).
She's a DARE Bear. I was in an anti-drug commercial for DARE when I was a kid that played on our local channels until I was in high school (I sang and participated in a VERY cheesy dance)... I pray all time that someone somewhere has finally destroyed any evidence of this!
She's inspired by sweets. I replicated van Gogh's "Starry Night" in icing for my sister's birthday using a slew of cupcakes and Thin Mint cookies.
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Early Years: Game Rules
Abigail was raised in Bel Air, Maryland and lived with her mom, dad, and one sister. Growing up, sports were not her favorite. "I faked a lot of injuries to get out of soccer back in the day," she admits. Hanging out with her friends was fun and all, but when it came to playing, she just didn't have much interest in being in the game. On the other hand, she was a real sport when it came to her behavior. "I was quite the rule follower and did everything I could to stay out of trouble!" A good trait to have in the insurance business!
What We Know about Abigail: Work & The City
Abigail graduated from Towson University in 2014 with a dual degree in Early Childhood Education and Special Education. After graduation she was a teacher for four years - two years as a special needs teacher and two years ruling a second-grade classroom. "I lived in the city for a few years after graduation and loved every minute of it," she pines. Still, she moved to the county last summer. "I feel so thankful to work downtown so that I still get a little taste of city living!"
Abigail was married in November 2017. She and her husband are the proud parents of a golden retriever named Frannie - the family favorite!
She Goes the Distance: I ran the Baltimore Marathon in 2015.
She Knows When to Draw the Line: Almost always! 75% of my closet is made up of striped clothing.
Happy Meals: I'm a picky eater! My favorite foods are consistent with the diet of a five-year-old!
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Early Years: Eat, sleep, cheer, repeat.
Heather grew up in Baltimore County with her Mom and younger sister. Heather made the cheerleading team in high school and was chosen as varsity MVP her freshman year. She then attended University of Baltimore and graduated with a Bachelors in Human Services Administration. She later settled in Cantonsville with her husband Mark and their son Tasker Kole.
What we know about Heather: The grass is greener on the golf course
Though Heather is a huge Baltimore Ravens and Orioles fan, her secret love is professional golf. Before she joined us at EBS, Heather worked a summer job as the beverage cart driver for Rolling Road Golf Club for five years. But now that she's rolled in to EBS, we're so happy to have her!
What's your sun sign? My mom, sister, husband, son and I are all peaceful Libras.
Get on your bikes and ride! I grew up in a biker family, but I'm the "black sheep" because I am by far the most conservative of us all.
Record scratching: I love music, and I have an extensive collection of vinyl records in a variety of genres.
The Noble and Most Ancient House of Black: We named our two cats Bellatrix and Narcissa as a nod to the two (mostly) villainous Harry Potter characters.
More Team MembersAs employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.
