Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.
Learn moreYour company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read More
Each year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read More
At EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read More
Does your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read More
Corporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read More
Because EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read More
The world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Your company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read MoreEach year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read MoreAt EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read MoreDoes your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read MoreCorporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read MoreBecause EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read MoreThe world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Early Years: A Mid-Atlantic Girl
Born in Arlington, Sarah's family moved to Laurel before settling in Shrewsbury, PA when she was 10. Except for a brief stint in Cockeysville from 2009-2012, "I've lived in PA ever since. I had not even flown on a plane until my honeymoon to Orlando!" Since then, she's traveled to Florida, Maine, Nevada and Mexico. Although a clarinet, soccer, gymnastics and color guard member in high school, she happily prefers books and numbers. "My youth was spent studying." No wonder she graduated with a 4.2 GPA (4 out of 250 in her class!). Sarah earned her BS in Economics from Penn State.
What we know about Sarah: Being smart has its benefits
After ten years helping her clients get the most out of their benefits - two with Crawford Advisors and eight years with The Warner Companies - EBS swooped Sarah up. "I have a passion for manipulating numbers and data to create solutions for our clients," she admits. She's also addicted to Red Bull (a great start to any morning)! But the great love of her life is daughter, Zoe (7 months at the time of this writing). There is simply not enough storage in her cell phone to store the photos!
Sarah earned her Group Benefits Associate (GBA) designation and is presently studying for her Certified Employee Benefit Specialist (CEBS) certificate.
Pizza Queen. My husband and I ate so much pizza in 2011 that Papa John's sent us a free copy of Madden NFL 12 for the PS3.
Her Life is Magical. I'm a huge Harry Potter fan. My house is Slytherin and my Patronus is a King COBRA.
Film Geek. Huge cinephiles, my husband and I recite quotes from our favorite movies to each other.
No Achy Breaky . . . Anything! I've never broken a bone and I still have all four of my wisdom teeth.
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The Early Years: Note to Self
Keara is quick to catch on. Raised in Annapolis since age 2, she learned her first valuable life lesson in first grade - and it stuck. "My discipline card was flipped from green (good) to yellow (bad) for passing notes," she explains. "That's when I learned how not to get caught." She never got in trouble at school again.
Her quick reflexes and stealthy athleticism also paid off playing a little lacrosse and soccer year-round. While in high school at St. Mary's, she played volleyball. She also "did a lot of theater - always behind the scenes." Chop, chop, and Keara was off to East Carolina University, where she continued to play soccer, softball, and party- all recreationally. She also earned a greenbelt in Isshinryu karate (watch your step!) - all while graduating in three years with a BS in Communications.
What We Know About Keara: Behind the Talent
Keara's original plan was to work in video production, and she worked as summer intern in the Talent Casting and Voice Over department at Discovery Communications. "It was an amazing opportunity, but after experiencing the corporate world of TV and video production, I realized that it wasn't for me," she says. "Although I enjoy volunteering on smaller local films in my free time." Frankly, we find the fact that Keara has any free time amazing. While working with EBS full-time, she also works part-time as a licensed realtor.
Bright Lights. I have a credit on IMDB, the film site. Probably the smallest profiles on that site, but it still counts.
Dive Deep. I have my scuba certification and try to go diving at least once a year. My bucket list includes diving with sharks, but finding a dive buddy to go with me isn't easy!
"Spare" Time. I took a bowling class in college. I'm pretty sure I only passed because the teacher felt bad, so please don't ask me to join your bowling league.
Google It. Google my name. I'm either the most famous Keara Cleary or the only one.
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Early Years: Light up the Stage!
Growing up in Hampden in northern Baltimore, Hope's stage presence became obvious at a young age. She sang with her church choir, school choirs, and in school musicals. She even took home the $50 grand prize during a middle school talent show! Her courage to perform for large audiences drove her to audition and win acceptance into the All-County and All-State Choirs, and she even performed at Meyerhoff Symphony Hall. No stage fright here!
What we know about Hope:
Hiking her way to EBS
In the summer, we most often find Hope with her Chocolate Lab fur-baby, Kona, playing at the dog park, hiking mountain trails, or swimming at the beach. Hope says, "I am a summer girl, so you'll find me outside in the warm sun, any chance I get." She certainly loves to enjoy the outdoors, but now that she has hiked her way to EBS, Hope's a ray of sunshine for our team as well!
Hitting it outta the park: I performed at Oriole Park while singing the National Anthem with the Perry Hall High School Chamber Choir.
This one time, at band camp? I was the Pom Captain for my high school marching band's pom squad, and during practice I was attacked by wild geese.
Rap it out: I can rap every word to Sir Mix-A-Lot's "Baby Got Back."
The Mad Food Scientist: I will eat soup and crabs all year round - soup even in 100-degree weather, and crabs for Christmas. I also like odd food mixtures such as burnt popcorn and ketchup. (No judgement until you try it!)
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Early Years: Eat, sleep, cheer, repeat.
Heather grew up in Baltimore County with her Mom and younger sister. Heather made the cheerleading team in high school and was chosen as varsity MVP her freshman year. She then attended University of Baltimore and graduated with a Bachelors in Human Services Administration. She later settled in Cantonsville with her husband Mark and their son Tasker Kole.
What we know about Heather: The grass is greener on the golf course
Though Heather is a huge Baltimore Ravens and Orioles fan, her secret love is professional golf. Before she joined us at EBS, Heather worked a summer job as the beverage cart driver for Rolling Road Golf Club for five years. But now that she's rolled in to EBS, we're so happy to have her!
What's your sun sign? My mom, sister, husband, son and I are all peaceful Libras.
Get on your bikes and ride! I grew up in a biker family, but I'm the "black sheep" because I am by far the most conservative of us all.
Record scratching: I love music, and I have an extensive collection of vinyl records in a variety of genres.
The Noble and Most Ancient House of Black: We named our two cats Bellatrix and Narcissa as a nod to the two (mostly) villainous Harry Potter characters.
More Team MembersAs employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.
