Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.
Learn moreYour company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read More
Does your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read More
Because EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read More
Each year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read More
Corporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read More
At EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read More
The world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Your company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read MoreDoes your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read MoreBecause EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read MoreEach year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read MoreCorporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read MoreAt EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read MoreThe world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Early Years: A Mid-Atlantic Girl
Born in Arlington, Sarah's family moved to Laurel before settling in Shrewsbury, PA when she was 10. Except for a brief stint in Cockeysville from 2009-2012, "I've lived in PA ever since. I had not even flown on a plane until my honeymoon to Orlando!" Since then, she's traveled to Florida, Maine, Nevada and Mexico. Although a clarinet, soccer, gymnastics and color guard member in high school, she happily prefers books and numbers. "My youth was spent studying." No wonder she graduated with a 4.2 GPA (4 out of 250 in her class!). Sarah earned her BS in Economics from Penn State.
What we know about Sarah: Being smart has its benefits
After ten years helping her clients get the most out of their benefits - two with Crawford Advisors and eight years with The Warner Companies - EBS swooped Sarah up. "I have a passion for manipulating numbers and data to create solutions for our clients," she admits. She's also addicted to Red Bull (a great start to any morning)! But the great love of her life is daughter, Zoe (7 months at the time of this writing). There is simply not enough storage in her cell phone to store the photos!
Sarah earned her Group Benefits Associate (GBA) designation and is presently studying for her Certified Employee Benefit Specialist (CEBS) certificate.
Pizza Queen. My husband and I ate so much pizza in 2011 that Papa John's sent us a free copy of Madden NFL 12 for the PS3.
Her Life is Magical. I'm a huge Harry Potter fan. My house is Slytherin and my Patronus is a King COBRA.
Film Geek. Huge cinephiles, my husband and I recite quotes from our favorite movies to each other.
No Achy Breaky . . . Anything! I've never broken a bone and I still have all four of my wisdom teeth.
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Early Years
Ryan gives new meaning to the title Water Boy. He grew up on Cape Cod where he graduated from Falmouth High School and later, the University of Massachusetts. As a coastal townie, Ryan spent much of his life on the water, boating, fishing, and simply enjoying the peacefulness of the open water. Today, you'll find him chasing around four rambunctious boys - typically on the boat - and still trying to convince his beautiful wife she picked a winner.
What We Know about Ryan:
Charting new courses comes with the territory.
Ryan began his insurance career at as a sales representative for Unum, where he learned the importance of employer sponsored benefits and the impact they have on recruiting and retaining quality employees. The experience formed in him a deep understanding of how underwriters view risk-and how to negotiate a favorable outcome for the client. In 2004, Ryan took this experience to the retail side of the business and started calling on clients directly. Since then, he has consulted with hundreds of clients and built a foundation of success that he shares with his two business partners as they continue to grow presence of EBS in the marketplace.
Sinking Feeling. In High School, an innocent boat ride to a remote island party turned into the sinking of the Sullivan family sailboat. Sorry Mom.
I've never "Paaahked my caaaah in Haaaahvid Yaaaahd." Even though I grew up in Boston.
I deflated Tom Brady's footballs. And I take full responsibility for it.
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Early Years: You Can't Fake Passion
After being born in Germany, Jennifer came to the United States when she was two years old. By age five, she realized her passion for singing on stage when left to sing Joy to the World solo (Everyone else had stage fright). Between the ages of five and twelve, Jennifer began swimming competitively, and she competed at the AAU Junior Olympics. Yet, she eventually gave it up and opted to play basketball in high school.
What we know about Jennifer: Not a Tourist, but a Traveler
Jennifer loves to travel any chance she gets and always yearns for a change of scenery. She's lived in Delaware, New Jersey, Maryland, and South Carolina, and she's been traveling the globe since she was sixteen. Jennifer finds different cultures fascinating and is very passionate about the environment and animals. She's even held eagles, owls, and chimpanzees during her travels!
Grab the mic! I sang professionally and have an ensemble recording, but I secretly love performing karaoke.
Feed the birds... Every morning, you can find me on my porch feeding my bird and squirrel families.
Exploring the finest flavors: I started out my career in culinary school, but I moved away from it to spend more time with my son. Now, I'm a fish-eating pescatarian; I don't eat dairy; and I try to veganize every recipe I make!
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Early Years
Born and raised in Baltimore, Emily went to Notre Dame Prep where she played field hockey and lacrosse. In fact, her love for the game had her planning on playing Division III college lacrosse. But who needs planning when you can follow your ever-changing heart? "At the very last minute, I decided to attend Virginia Tech and become a Hokie." (That's Hokie. Not hooky. Sheesh.) Good strategy, Em! At Virginia Tech, our star wore lots of orange, studied Public Relations and Marketing, and pledged Delta Gamma. (Hoki, Hoki, Hoki, Hy!)
What we know about Emily
Charmer in Charm City.
After graduating from Virginia Tech in 2013 (Sola-Rex, Sola-Rah!), Emily replanted her roots right back in her hometown. Once settled in Locust Point, she ensconced herself in Baltimore life, starting with her first career at an IT staffing industry. After 2 years, Emily left staffing to join a large healthcare company -- and after about a year, landed at EBS as an Account Manager. (Team! Team! Team!)
Purple passion. I am obsessed with the Ravens and my sorority voted me most likely to marry Ray Lewis.
Pepto-Bismol please! I once won an award for being a human garbage disposal. I can out-eat most people, especially when it comes to Italian food.
Puppy love. I am obsessed with my golden retriever and all golden retrievers.
More Team MembersAs employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.
